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Obama’s Health Insurance Bailout Bill of 2009
 
 
Alan_OldStudent Alan_OldStudent is offline
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12-13-2009, 11:41 PM
 
Hello Brothers and Sisters,

Here's a link to an an article titled:
Obama’s Health Insurance Bailout Bill of 2009. This article covers some of the "gotchas" in the proposed legislation now shaping up and why it fails to make meaningful reform.

It also explains a bit about the single payer alternative for health care reform.

You are encouraged to comment on it, and no registration is required to make comments.

Below is a bit from this article.
Right now, in the USA, a patchwork of private insurance companies pays for health care of a major proportion of American population.

To put it baldly, the health insurance companies make money by denying you coverage that you, as the policy holder, have paid for. This becomes especially true if you become really ill and desperately need that coverage, although you’re probably okay if you just get a cold.

That’s just crazy making.

Under modern capitalist management theory, corporations try to minimize the impact of what they call, in polite corporate circles, “cost centers” and maximize the impact of what they call “revenue centers.”

For an operation like an auto maker, a megastore like Wal-Mart, or a meatpacking operation, a “cost center” might be wages and benefits paid to workers. Alternatively, “revenue centers” may consist of sales of SUVs, sales of hormone-laden, additive-spiked dead cow burgers, or sales of cheap nasty plastic garden gnomes.

And in the case of health insurance companies, payouts to health care providers would constitute a “cost center,” while the collection of premiums constitutes a “revenue center.”

In other words, if you become really ill and really need medical care to save your life, your health insurance company would benefit from spending as little as possible on you, even to the point of denying you the very coverage that you paid for. That’s about when the insurance company starts looking for some “undisclosed preexisting condition” or some other dubious reason to drop your coverage, as I explain below. The insurance companies make money by saying “no” when you need coverage, and they lose money by saying “yes” when it comes time to pay your medical bills.
That unappetizing economic fact is the most salient point to keep in mind when looking at the present political spitball fight going on in Washington.


Click here to continue to read:


Regards,

Alan OldStudent
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Andy62 Andy62 is offline
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12-14-2009, 02:34 PM
 
We need health care reform,but the more that I see of Obama the more that I am afraid of anything that he does. Everything that he promised during his campaign seems to have been just "smoke". Ofcourse this is going to be a mess. Obama is not a leader and just throws ideas into the mix - he is a very weak man. He said that the was going to limit lobbyists and last that I heard there were six lobbyists for every legislator working on the health care bill. He tries to make everybody happy and in the process he makes nobody happy. Whatever your priorities it takes strength to promote them and defend them against people interested in promoting different interests and agendas. That is just the way that the game is played and the world works. It is the same with his decision in Afghanistan. He cuts the requests of the Generals and pre announces a withdrawal date so once again he has just put one toe in the water. If I was a member of the Taliban I would be doing cartwheels. I don't agree with Obama on most of his policies,but he is the ultimate example of the joke about a bill going through Congress. That joke says that,"On a bill going through Congress everybody makes some change to satifsy their constituents,but in the end what comes out is something that nobody is happy with,but that everybody influenced to some degree". Washington is not the place to make friends. I think it was Harry Truman who said, "If you want a friend in Washington get a dog." I think Obama means well as much as I disagree with his policies,but he is weak and the interests that backed him have nothing in mind except to use him as pawn to advance their own wealth and power.
 
 
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Alan_OldStudent Alan_OldStudent is offline
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12-14-2009, 06:03 PM
 
Quote:
Originally Posted by Andy62 View Post
We need health care reform,but the more that I see of Obama the more that I am afraid of anything that he does. Everything that he promised during his campaign seems to have been just "smoke". Ofcourse this is going to be a mess.....
Hi Brother Gordon,,

Those are certainly interesting remarks. There's validity to some of your points, in my opinion.

From the article I cited at the start of this thread:

To get real health care reform, Americans need to go beyond politics-as-usual, go outside the electoral political system.

We Americans simply must build an independent mass movement, in the streets (meaning outside the control of the Democratic-Republican duopoly), a mass movement like the one that ended America’s home-grown version of Apartheid and the notorious Jim Crow laws with its legacy of lynching and violence. We need a movement like the mass movement that ended the Vietnam war.

It was not really the liberal politicians or the Democratic or Republican party that accomplished these social gains. It was the millions of ordinary Americans who turned out in a mass movement, largely in the streets, that forced the hand of the politicians. After being forced to accede, the politicians were plenty willing to take credit for these accomplishments, saying they were for the reforms all along, when all they really did was buckle at the knees in the face of mass anger......................
........................
Power takes a backward step only in the face of power, and the only power ordinary working people have is the power of mass action.

Power takes a backward step only in the face of power!


Regards,

Alan OldStudent

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Andy62 Andy62 is offline
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12-14-2009, 07:31 PM
 
Alan, to a large extent I agree with you. I think that it may be too late for that to happen at this time and with this particular situation. To get through major legislation the President has to take ownership of it and control and sell it through the whole process to various interests. To just throw major legislation into the Washiington process is like throwing meat to a bunch of starving dogs. All of the vested interests will use all of the power and influence at their disposal to promote their particular causes and once they get control there is no getting it back. They are pros and they know how to play the system. There certainly have to be major changes to get things back where they will work and The American People have to get behind it whatever it is. I have a broad range of acquaintances from a wide variety of groups [ social, political, economic etc] and it is frightening how little many people seem to know or care about what is going on. I remember when I was in a Real Esate Investment Unit that was acquired by a bank and how in discussing things with the other managers they mentioned that in a bureaucracy, such as a bank, it was "almost impossible to change things until the system fails" as there is compartmentalization,control of information, and various groups were in "silos" which is part of the compartmentalization process. In talking with the Senior Vice President of a major bank I told him what we were doing would not work in the long run and his response was " If you don't make it in the short run there is no long run" The momentum of bureaucracy as was the case in the recent housing crisis is like a run away train and nobody can stop it. Managers in many cases didn't know what was going on outside of their units and there were things that they really didn't want to know. I remember the same type of considerations when I was in the military and eventually came to the conclusion that "it was just the nature bureaucracy" and if that was true in a bank think what it must be like in Washington. The first goal of any bureaucracy is the perpetuation of the bureaucracy and every body in it gets swept along with the momentum. Change becomes a threat to every one in the bureauracy and if you try to bring change you become a threat to everyone in the bureaucracy and they will all turn on you. Believe me I experienced it all when I was a consultant to various financial institutions during the Savings And Loan Crisis. Unfortunately we may be close to the point of failure in several areas and I just hope that we can make positive change that is workable without too much carnage. Gordon
 
 
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MikeNY MikeNY is offline
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12-14-2009, 07:40 PM
 
Alan I agree to, what we have is a bailout for the Insurance Companies, that is why they were onboard. The one thing that most people are missing is the new Bill reportedly will cap benifits and make it easier for Insurance to dump the sick.

Gordon I was just talking to a friend, he thinks the things going wrong just can not be a accident that Obama and his Gang are planning this out for the worst outcome; thinks they just can not be that stupid. Thinks Gerald Celente is right.
 
 
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12-14-2009, 08:51 PM
 
Well there is no doubt that the more that things get screwed up the easier it is to do all kinds of mischief and that certainly benefits Obama's backers the Daley Machine and George Soros and is consistent with their history. Chaos privides the best cover in the world.
 
 
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12-15-2009, 12:23 AM
 
The 'Cost Control' Bill of Goods
How Peter Orszag and the White House sold a health-care illusion.
http://online.wsj.com/article/SB1000...p_mostpop_read
 
 
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Alan_OldStudent Alan_OldStudent is offline
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12-15-2009, 03:09 AM
 
Hi Gordon,

Your post inspired me to write another article on this topic, which I'll post on my blog in a few days.

In the short time since the article Obama’s Health Insurance Bailout Bill of 2009 was posted, several people have commented on it, both here, in private messages, and in various other places around the web.

The question often posed is this: Exactly why was single payer taken "off the table"?

When the Obama administration came into office, the talk was that Single Payer was "not on the table" because some of the important "stakeholders" in health care reform opposed it and that passing single payer was unfortunately not in the cards. After all, we have to be "pragmatic" and do what’s politically possible.

Now just who were those "stakeholders"?

Why, they were those very selfsame health insurance companies, those pharmaceutical companies, and the big HMO/hospital chains who had profited by creating the malady in the first place and who now stand to gain beaucoup bucks when the proposed cure is administered!

Well Duh! What a bleeding coincidence! We might just as well let the bank robbers design the bank’s security system!

Remarkably enough, the ordinary American patient certainly does not seem to have counted much as one of the stakeholders. If the ordinary American patient had been among the stakeholders, single-payer would have been more seriously considered and probably adopted.

After all, in one stroke, single payer would both eliminate the problem of uninsured/underinsured, lower costs substantially, and drastically simplify the administration of health care.



So then why has this option not been seriously considered?

As I have written in various venues since before the presidential campaign of 2008 got underway, the Democratic and Republican parties both represent different factions of America's corporate rulers.

In reality, the United States government is actually a plutarchy, a system where a privileged wealthy class has political power. As a matter of fact, the United States was designed to be a plutarchy from its very beginning when owning property (as well as being a white man, not being a woman, and being a landowner) were requirements for even being able to vote.

But because of the historical peculiarities by which the United States came into existence, its birth in revolutionary upheaval, its political traditions of struggle, and the civil war of 1861-1865, the USA also has certain democratic features in its political system.

Thus, we Americans have elections, where we get to choose which representative of which big business faction rules us.

We also currently have a certain and not insubstantial right to freedom of speech, although at certain historical junctions, the government has circumscribed this right considerably, sometimes by legal enactments, and other times through extralegal means.

Nevertheless, since its very beginning, the American system of government has always restricted power to the representatives of capital and wealth. And that's why the "stakeholders" at the bargaining table did not include the ordinary patient.

Liberal Politicians, Conservative Politicians, Their Allies and Stalking Horses
Liberal politicians like Obama tend to say they're for the common person, by which they mean those of us who are not among the owners and controllers of the American economy, a tiny minority. They often agonize over the unfortunate, the poor, the laid-off worker, the uninsured cancer victim, the homeless, the victims of our present system. These liberal politicians are sometimes a bit uncomfortable with the less appetizing effects and suffering that modern American capitalism inflicts on a substantial number of Americans.

Conservative politicians, on the other hand, tend to be blind to such negative fallout. Conservative spokespeople may sometimes engage in a bit of denial ("nobody goes hungry in America", "global warming is a hoax"), or they tell such hapless people to just to suck it up and get over it, show initiative, pull themselves up by their own bootstraps.

If an individual suffers financial misfortune, it's likely their own fault. If they can’t afford health insurance because their preexisting condition make them ineligible or make the premiums too high, conservative politicians scold them for the unhealthy lifestyle that brought on this state of affairs.

These conservatives preach "discipline" and they don't like political solutions that rock the boat too much, especially if those solutions threaten some corporation’s profit margin.



As it happens, these Republican and conservative politicians have allies, not always reliable, but their zeal can be manipulated with clever public relations.

One such ally is the libertarian-leaning crowd.

These libertarian allies tell us that the problem is actually a lack of "pure capitalism," (by which they mean an extreme and utopian form of laissez faire capitalism that has never existed historically, never can exist, and never will exist).

All would be well, these libertarian dogmatists tell us, if only we just allowed capitalism to function in an unfettered manner. This unfettered manner includes no regulatory interference by pointy-headed social engineers, "liberals," antitrust regulators, environmental regulators, health and safety regulators, labor relations boards, or other like "statists." And to them, all such "statists" are no more than socialists, i.e. "the left."

Big corporations who don’t much like regulations tend to fund libertarian think tanks while keeping a diplomatic distance from the shriller and more ridiculous-sounding libertarian spokespeople.

But the Republicans and conservative politicians have yet another stalking horse, one that is much more dangerous, both to them and their opponents, much more unruly and potentially uncontrollable. Those are the extreme right-wing conspiracy theorists, whom I shall call the "cons" for short.

These cons all share a huge paranoia about a bogeyman with a hidden agenda, a nefarious plot. These bogeymen are supposedly infiltrating our society, our schools, our churches, the mass media, our other institutions, corrupting the moral purity of our youth, of our nation—and all this under our very noses, unnoticed by all except these very perceptive and aware cons themselves, who are only too happy enlighten us if only we have the wit to pay them any heed at all!!

And those who would pay them no heed are either elitists, stupid, naive, arrogant, or complicit in the plot!

These bogeymen may consist of underground cells of terrorists, Muslims, socialists, militant homosexuals, atheists, Jews, labor unionists, the antichrist, or a bevy of other rogues.

As the cons tell us, it is these evil plotters, these swine, these semi-humans, not the corporations, not the social system, and certainly not capitalism itself, that is at the root of society's problems.

The study of the last 250 years of American history provides the student a rich vein of material about conspiracy theories, conspiracy theorists, and the those denizens of their terrifying nightmares, the bogeymen.




To many of today’s cons, Obama is the quintessential super-bogeyman, a secret Muslim/fascist/communist/Nazi, and foreign-born to boot!

Yet for all their yammering about how Obama is bringing socialism to America, what he's really doing is attempting to save capitalism from its own folly by enabling the big corporations to survive.

After all, this health insurance reform is a bailout of the health insurance industry. It forces 40 million uninsured Americans to become their customers, willing or not.

Additionally, the Obama administration gave millions more to the banking industry in another bailout, millions more to the the auto industry in yet another bailout. And now they’re talking about billions more in yet more bailouts. And the bailout money comes from the pockets of American workers, who are the real creators of America’s wealth.

If socialism is such a danger to capitalism, it’s an odd form of socialism indeed that drains the American working class of their wealth to bail the capitalists out of a capitalist crisis brought on by the stupidity and greed of the capitalist class itself!

Regards,

Alan OldStudent

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Free Free is offline
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12-15-2009, 08:37 AM
 
The Pathology of the Rich Socialist

http://www.americanthinker.com/2009/...rich_soci.html
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12-15-2009, 03:18 PM
 
Free interesting article!

We have an example of a rich, upper class Socialist right now in the Whitehouse, a grasping, greedy Capitalist that would sell out anyone or anything for a profit; he wants Cap & Trade soley for the benifits he and his gang will reap, and we are talking hundred's of Billions of Dollars and Trillions! If Obama can pass a Cap & Trade Tax the head of GE will make an extra $100 Billion Dollars! But they feel they are entiled to it! Check out Gordon's profile of Obama, Gordon knew before the Election what we were getting, so did you and others Free.

 
 
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